For many of us, the type of car we buy carries a lot of meaning.  We spend hours researching the make, model, and color that is perfect for us, then agonize over the price, and finally give our trusty new car a name as we’re driving it home for the first time.  Yeah, our cars are a big deal.  So it can be devastating to learn that yours has been totaled if you’ve been through an accident here in Tucson or Green Valley.  You might be wondering why the insurance adjustor has decided that your car is not worth the cost of repairing it—especially if it still looks salvageable to you.  Well, there are several factors involved in an appraiser’s assessment and here are main four:

• The age of your vehicle.  The moment your car is purchased it begins to lose value.  Unlike a fine wine or even a house, a car is at its peak value the moment it is built.  So the older your vehicle is, the greater the likelihood that repairs would cost more than your car is worth.  However, newer vehicles tend to have more sophisticated technology included, which can make them more expensive to repair, so age can be a double-edged sword when it comes to insurance calculations.

 Fearing a total loss? Some helpful tips from your Tucson Body Shop